Life insurance?

Last night our friend Tim came over who happens to be an insurance salesman. He has talked to us for years just mentioning that anytime we want life insurance to just say the word and he'll be over. We finally decided or my husband finally was worn down about the subject or perhaps because of events this year, he sees things in a diffrent light, I know I do. Youth gives you an invinicible exterior and it is hard not to think of yourself as young. But this year, has been a challenge to my youthful outlook.
I had my first child, but was in the "high risk" age range for it and was frightened about it because there were so many things that could go wrong. Then my child came and he is so beautiful, but so vunrable and we want to protect him. Then one of my sisters came down with ovarian cancer and my brother was diagnosed with stomach and colon cancer at stage 4 and he was only 48 years old when he passed away in June. Then we've had two friends loose loved ones to leukemia, a daughter age 19 and a father of 6 age 48. Another friend struggles with leukemia, disabled for 5 years now. All this adds up and begs the question of what is predictable? Is there any real life insurence?
Not really on this earth. The only life insurence we can have is assurence in God and his kingdom. Sometimes that is very comforting and at other times it is deeply disturbing.

I know not what of good or ill may be reserved for me, Of weary ways or golden days, before his face I see. But I know whom I have believed and am pursuded that he is able to keep that which I've commited unto him aganinst that day. From the old hymn "I Know Whom I Have Believed"